Lighten the burden,
for free
Free funeral insurance with Old Mutual and MTN Mobile Money.

What is Likhandlela Insurance?

MTN and Old Mutual have partnered to bring you Likhandlela Insurance - FREE funeral insurance if you send money through your MTN Hamba Mali account today! Likhandlela insurance is a funeral assistance payout to help with preparations towards the funeral of the policyholder (MTN Mobile Money customer who has passed away).
How to register for Likhandlela Insurance?

It is very simple!

Step 1: You must be registered for MTN Mobile Money.
Step 2: You must be between 18 and 75 years-old.
Step 3: SMS Yes to 2030 to opt in.

Likhandlela Insurance
How do I qualify for this?

You qualify by SENDING MTN Mobile Money at least once per month to somebody else. Likhandlela Insurance cover amounts are:

  • Send 1 - 2 times = E500
  • 3 - 4 times = E1500
  • 5 or more times = E2000
How do I qualify for this?

Want to light up your Likhandlela?

Take a look at some of the frequently asked questions below. If you prefer to talk to someone, give us a call on +268 2 411 7800.

    • Dial *007#
    • Select 3 Pay Bills
    • Select 6 Likhandlela
    • Select 1 My Life Cover
    • Follow the prompts
    • Dial *007#Select 3 – Pay Bills
    • Select 6 - Likhandlela
    • Select 2 - My Claims
    • Follow the prompts

    The following items need to be presented at Old Mutual Customer Services when making a claim:

    • A certified copy of the Death Certificate
    • A copy of the beneficiary’s ID
    • Proof of the relationship to the deceased

    All approved claims will be paid into the beneficiary's MTN Mobile Money Account.

    A claim will not be paid under the following circumstances:

    • Insurance is not active at the time of death
    • If you are not the nominated beneficiary.
    • If claim documents are missing.

    In the unfortunate event of the death of the policyholder, the beneficiary/claimant has up to a maximum of 12 months to make a claim.

    For more information call MTN at 922 or OLD MUTUAL at 2411 7800 or Whatsapp us on 7634 0055. You can also download the Likhandlela brochure.

    Terms and Conditions apply.