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							                  <a href="#">Managing your day to day</a>		
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                                <li><a href="/personal/financial-planning/tools-and-calculators/budget-tool">Manually create your own budget</a></li>
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						<div class="divdesc" style="color:#000000"><a class="divdesc" href="/personal/life-insurance">Life</a>, <a class="divdesc" href="/personal/disability-insurance/greenlight-personal-cover/lifestyle-adjustment-cover">severe illness</a>, <a class="divdesc" href="/personal/disability-insurance"> disability insurance </a> and <a class="divdesc" href="/personal/gap-cover">GAP cover.</a></div>
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							<div class="divdesc" style="color:#000000">Insure your car, home and other valuables.</div>
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							<a href="/personal/financial-wellbeing-solutions">Financial Wellbeing Solutions</a>
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							<a href="/personal/retirement-planning">Plan for Retirement</a>
							<div class="divdesc" style="color:#000000"><a class="divdesc" href="/personal/retirement-planning/retirement-calculator">Retirement calculator</a>, <a class="divdesc" href="/personal/retirement-planning"> Save for retirement</a>, <a class="divdesc" href="/personal/retirement-planning/ready-to-retire"> Retirement income. </a></div>
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							<a href="/personal/education-planning">Save for Education</a>
							<div class="divdesc" style="color:#000000">A choice of savings plans for tertiary education.</div>
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							<a href="/personal/investments-and-savings/tax-free-plan/">Save Tax-Free</a>
							<div class="divdesc" style="color:#000000">Get your full investment return without being taxed on any of the growth.</div>
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							<a href="/personal/investments-and-savings">Save for a Goal</a>
							<div class="divdesc" style="color:#000000"><a class="divdesc" href="/personal/investments-and-savings">Save</a> for a holiday or a deposit on a car or home. Start an <a class="divdesc" href="/personal/investments-and-savings/old-mutual-investment-club">investment club</a> with like-minded friends or family.</div>
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							<div class="divdesc" style="color:#000000">Protect your investments for the next generation.</div>
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							<div class="divdesc" style="color:#000000">Now you can save while you spend with<a class="divdesc" href="/personal/money-account"> Money Account</a>.</div>
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							<div class="divdesc" style="color:#000000">Personal loans and debt consolidation and apply for your<a class="divdesc" href="/corporate/home-solutions"> home loan</a>.</div>
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									<h3 style="margin: 0 8px 12px 25px; padding: 8px; background-color: #ffffff;color: #027669;line-height: 0.9;"><span>MONEY ACCOUNT</span> <br>Invest Whenever You Swipe.</h3>
									<a href="/personal/money-account" style="font-size: 13px; margin: 30px 0px 0px 5px;margin-left:25px;margin-top:30px;" class="btn btn-md green-theme-button">READ MORE</a>
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        <a href="/corporate/products-and-services/employee-benefits/retirement-investments">Retirement Fund Investments</a>
        <div class="divdesc" style="color:#000000">Pre-and post-retirement investments to meet the <a class="divdesc" href="/corporate/products-and-services/employee-benefits/retirement-investments/guaranteed-investments">growth, protection</a> and <a class="divdesc" href="/corporate/retirement-investments/annuity-portfolios">income</a> needs of every individual.</div>
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        <a href="/corporate/products-and-services/financial-wellbeing">Employee Wellbeing</a>
        <div class="divdesc" style="color:#000000"><a class="divdesc" href="/corporate/products-and-services/financial-wellbeing/member-support-services">Member Support Services </a>and Free financial training through onsite workshops and online modules.</div>
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        <a href="/financial-wellbeing-programme">e-Learning Platform</a>
        <div class="divdesc" style="color:#000000">Give your employees a better understanding of financial concepts with our free financial learning platform.</div>
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        <a href="/corporate/products-and-services/employee-benefits/self-service">Old Mutual Corporate Servicing </a>
        <div class="divdesc" style="color:#000000">Access to tools,<a class="divdesc" href="/corporate/forms">forms</a> and online platforms to assist with general administration for Old Mutual Corporate clients.</div>
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          <a class="divdesc" href="http://ww2.oldmutual.co.za/old-mutual-investment-group/home">Old Mutual Investment Group</a>, <a class="divdesc" href="/corporate/products-and-services/employee-benefits/retirement-investments/guaranteed-investments">Guaranteed Solutions </a>, <a class="divdesc" href="/corporate/old-mutual-multi-managers">Old Mutual Multi-Managers </a> and <a class="divdesc" href="/corporate/asset-management/old-mutual-property">Old Mutual Property</a></div>
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